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Services

Homeowners Insurance in South Florida

Protect your home and everything in it with a policy built for Florida living. We help you find the right plan at the right price.

Safeguard What Matters Most

Your home is more than just a roof over your head. It’s where your life happens. Let us help you keep it safe from fire, weather, theft, and more.

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What’s Included

What’s Covered by Home Insurance

Standard Coverage May Include:

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Dwelling Protection

Pays to rebuild or repair your home

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Personal Belongings

Covers furniture, electronics, clothes, and more

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Liability Coverage

Helps if someone is hurt on your property

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Loss of Use

Pays for temporary living expenses after a covered event

Optional endorsements available for jewelry, electronics, pet liability, and more.

Why Work With Us

Why Fulton Agency for Homeowners Insurance

We Understand Florida Risks

From hurricanes to rising premiums, we help you prepare for the realities of Florida homeownership.

Flexible Coverage Options

We work with Nationwide, Universal, Citizens, and more to build policies that fit your home and your budget.

Friendly, Local Service

No long holds or confusing emails. Just local agents ready to help—every step of the way.

Frequently asked questions

Home Insurance FAQs

What’s not covered under a basic home insurance policy?

Floods and earthquakes usually aren’t included. You’ll need separate policies.

How much home insurance do I need?

We’ll help calculate a replacement cost value based on your home’s size, features, and local rebuild rates.

Can I pay with a credit card?

Yes, depending on your insurance carrier.

Let’s Protect Your Home

Find a homeowners insurance policy that gives you peace of mind—rain or shine.