

Homeowners Insurance in South Florida
Protect your home and everything in it with a policy built for Florida living. We help you find the right plan at the right price.
Safeguard What Matters Most
Your home is more than just a roof over your head. It’s where your life happens. Let us help you keep it safe from fire, weather, theft, and more.



What’s Covered by Home Insurance
Standard Coverage May Include:

Dwelling Protection
Pays to rebuild or repair your home

Personal Belongings
Covers furniture, electronics, clothes, and more

Liability Coverage
Helps if someone is hurt on your property

Loss of Use
Pays for temporary living expenses after a covered event
Optional endorsements available for jewelry, electronics, pet liability, and more.
Why Fulton Agency for Homeowners Insurance
We Understand Florida Risks
From hurricanes to rising premiums, we help you prepare for the realities of Florida homeownership.
Flexible Coverage Options
We work with Nationwide, Universal, Citizens, and more to build policies that fit your home and your budget.
Friendly, Local Service
No long holds or confusing emails. Just local agents ready to help—every step of the way.
Home Insurance FAQs
Floods and earthquakes usually aren’t included. You’ll need separate policies.
We’ll help calculate a replacement cost value based on your home’s size, features, and local rebuild rates.
Yes, depending on your insurance carrier.
Let’s Protect Your Home
Find a homeowners insurance policy that gives you peace of mind—rain or shine.
