Flood Insurance in South Florida
Flood damage isn’t covered by homeowners insurance—but we’ve got you covered.
Don’t Wait Until It’s Too Late
Flooding can happen anywhere in Florida—even outside high-risk zones. With just one inch of water causing thousands in damage, flood insurance is a smart investment for peace of mind.
What Flood Insurance Covers
Two Key Areas of Protection:
Building Coverage
Covers your home's foundation, electrical, plumbing, appliances, and more
Contents Coverage
Covers belongings such as furniture, clothing, electronics, and valuables
Policies are typically backed by the National Flood Insurance Program (NFIP).
Why Choose Fulton Agency for Flood Insurance
Local Risk Experts
We know the zones, the requirements, and how to avoid gaps in coverage.
Affordable Protection
Flood insurance is more affordable than most people think—especially if you're outside a high-risk zone.
Easy to Add to Your Policy
We’ll help you integrate flood coverage with your home insurance for full protection.
Flood Insurance FAQs
Only in high-risk areas with federally backed mortgages—but it’s smart for everyone.
Yes, but there’s a 30-day waiting period unless required by your lender.
No. It must be purchased separately.
Be Ready Before
the Storm
Floods happen fast. Coverage needs to be in place before they do. Get protected now.
