A professional man in a suit confidently grips the steering wheel of his modern vehicle, representing the business-class service and expert support available from an independent insurance agency in South Florida.
Services

Auto Insurance in
South Florida

Get reliable, affordable car insurance in Deerfield Beach, Boca Raton, Fort Lauderdale, Coral Springs, and Pompano Beach. We shop top carriers to get you covered with confidence.

Stay Protected
on the Road

From rush-hour fender benders to unexpected breakdowns, driving in Florida comes with risk. At Fulton Agency, we help you choose the right policy to protect your vehicle, your finances, and your peace of mind.

A cheerful woman in a striped blouse and jeans drives her car with a smile, representing the peace of mind that comes from choosing an independent insurance agency in South Florida.A young man wearing a blue shirt and seatbelt drives his car on a clear day, showing how everyday drivers rely on the protection of an independent insurance agency in South Florida.
What’s Included

Auto Insurance Coverage Options

What’s Typically Included

A woman with a ponytail calls for help on her phone after a rear-end accident, with two damaged cars in the background, illustrating the fast claims support from an independent insurance agency in South Florida.

Liability Insurance

Covers damages and injuries you cause to others

Two SUVs with severe collision damage are stopped on the road after an accident, emphasizing the importance of having accident coverage through an independent insurance agency in South Florida.

Collision Coverage

Pays to repair or replace your car after an accident

A masked thief in black gloves and a hoodie tries to break into a car, demonstrating the need for theft protection offered by an independent insurance agency in South Florida.

Comprehensive Coverage

Covers theft, vandalism, and weather damage

A man and a young woman inspect the damage to their cars after a collision, with smoke rising from the vehicles, showing the value of claims assistance from an independent insurance agency in South Florida.

Uninsured/Underinsured Motorist

Protects you if the other driver isn’t insured

A paramedic in gloves assists an injured man in the driver's seat after a crash, highlighting the emergency support offered by an independent insurance agency in South Florida during medical situations.

Personal Injury Protection (PIP)

Pays for your medical bills, no matter who’s at fault

Why Work With Us

Why Choose Fulton Agency for Car Insurance

We Shop Around for You

As an independent agency, we compare rates from Progressive, Geico, Travelers, and more—so you get the best deal without the guesswork.

Real Help When You Need It

No call centers here—just real agents who live and work in your community.

Local Knowledge That Saves You Money

We understand South Florida’s traffic, legal requirements, and common risks, which helps us tailor coverage to your exact situation.

Frequently asked questions

Auto Insurance FAQs

Do I have to carry auto insurance in Florida?

Yes. Florida requires all drivers to carry minimum levels of coverage.

Can I bundle auto with home or flood insurance?


 Absolutely. Bundling usually earns you discounts.

What if I drive for Uber or Lyft?

We’ll help you add the right endorsements so your rideshare work is fully covered.

Drive with Confidence

Protect yourself from the unexpected with a personalized auto insurance policy that fits your life and your budget.

A cheerful woman in a striped blouse and jeans drives her car with a smile, representing the peace of mind that comes from choosing an independent insurance agency in South Florida.