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Services

Personal Insurance for Your Life in South Florida

From fender benders to flooded driveways, Fulton Agency helps you prepare for the unexpected. We match you with the right coverage—without the confusion or the hard sell.

Protect What Matters Most

Whether you’re driving to work in Fort Lauderdale or settling into your new home in Coral Springs, you deserve insurance that fits your lifestyle—and your budget.

As an independent agency, we partner with top carriers to offer you a range of personal coverage options with flexible pricing and real support.

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What’s Included

Our Personal Insurance Services

We offer tailored protection for Florida residents, including:

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Auto Insurance

Affordable car insurance for everyday drivers

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Homeowners Insurance

Reliable home protection you can count on

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Flood Insurance

Be prepared before the storm hits

Why Work With Us

Why Fulton Agency

Local Knowledge

We understand the unique risks that come with living in South Florida—from hurricanes to rising premiums.

Options That Fit Your Life

We work with Progressive, Geico, Tower Hill, Citizens, Universal, Nationwide, and Travelers to find you the right policy at the right price.

Help When You Need It

Our bilingual team is just a phone call away whenever you need advice, updates, or support.

Frequently asked questions

Personal Insurance FAQs

What’s the difference between home insurance and flood insurance?

Home insurance covers fire, theft, and weather damage—but not flooding. Flood insurance is a separate policy and highly recommended in Florida.

Can I bundle auto and home insurance?

Yes! Bundling often saves money and simplifies your coverage. We’ll show you your options.

What’s covered under an auto insurance policy?

We’ll help you choose property damage, liability, and medical coverage to meet your needs and budget.

How much coverage do I need?

That depends on your home value, car model, local risk, and personal preferences. We’ll guide you through it.

Will I be penalized for switching insurance?

In most cases, no. We’ll help you make a smooth transition to a better policy.

Do I need flood insurance if I’m not in a flood zone?

Yes. Even moderate-risk areas experience flooding in Florida. We strongly recommend it.

Let’s Find the Right
 Coverage for You

Ready to simplify your personal insurance? Our local team is here to help you compare, customize, and feel confident about your protection.

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