A cheerful couple meets with an advisor at a desk to discuss their needs, reflecting the personalized guidance offered by an independent insurance agency in South Florida.
Services

Personal Insurance in Fort Lauderdale, FL

Protect what matters with personal insurance in Fort Lauderdale, FL for your home, vehicle, and property. We help Fort Lauderdale residents compare coverage for car insurance, homeowners insurance, condo insurance, and personal umbrella policies with guidance from a local team.

Compare Personal Insurance Quotes in Fort Lauderdale, FL

We help you compare the best personal insurance in Fort Lauderdale, including car insurance, home insurance, condo coverage, and personal property protection. As an independent agency, we work with multiple carriers so you can review pricing, deductibles, and coverage choices side by side.

A cheerful woman in a striped blouse and jeans drives her car with a smile, representing the peace of mind that comes from choosing an independent insurance agency in South Florida.
What’s Included

Our Personal Insurance Services in Fort Lauderdale

We offer tailored protection for Florida residents, including:

Cheerful family with dog looking out car window at the beach, insured by independent insurance agency in South Florida.

Auto Insurance

Affordable car insurance for everyday drivers

A young family stands happily outside their house, with coverage from an independent insurance agency in South Florida.

Homeowners Insurance

Reliable home protection you can count on

A modern living room is flooded with water, illustrating how flood protection by an independent insurance agency  is important.

Flood Insurance

Be prepared before the storm hits

Young woman in striped shirt and sunglasses holding boat roof, smiling at young man in red shirt steering the boat.

Boat Insurance

Covers damage, theft, liability, and accidents—whether you’re cruising, fishing, or docked at the marina.

Modern two-story white house with black window awnings and two luxury cars parked in the driveway.

Bundle Insurance

Save money and simplify your coverage by bundling your home and auto insurance.

Why Work With Us

Why Fulton Agency for Personal Insurance

Local Knowledge

We understand Fort Lauderdale risks that affect personal insurance decisions, including storm exposure, flood considerations, and property values.

Options That Fit Your Life

Compare personal insurance options for your home and vehicle from trusted carriers like Progressive, Geico, Tower Hill, Citizens, Universal, Nationwide, Travelers, and more. We help you review coverage details and select policies that fit your needs and budget.

Real Support, Fast Answers

Our team is available to help with policy updates, coverage changes, and personal insurance claims. When you call, you speak directly with a local team.

Frequently asked questions

Personal Insurance FAQs

Who has the lowest insurance rates in Florida?

Rates depend on your location, claims history, home type, vehicle, and coverage limits. The most reliable way to find a lower rate is to compare multiple carriers with the same coverages and deductibles.

What types of personal insurance are common in Fort Lauderdale?

Many households carry a combination of auto and homeowners insurance. Flood coverage is often added as a separate policy depending on risk and lender requirements.

Do Fort Lauderdale residents need personal umbrella insurance?

Some homeowners consider Fort Lauderdale personal umbrella insurance for added liability protection beyond standard policy limits. Coverage needs depend on assets and risk exposure.

What is the best insurance for seniors in Florida?

The best option depends on driving frequency, vehicle type, and coverage needs. Seniors often benefit from reviewing deductibles, bundling, and policy discounts where available.

Let’s Find the Right
Coverage for You

Ready to simplify your personal insurance? Our local team is here to help you compare, customize, and feel confident about your protection.

A couple finalizes insurance documents with an expert, illustrating the supportive process of working with an independent insurance agency in South Florida.