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Services

Car Insurance in Fort Lauderdale, FL

Looking for car insurance in Fort Lauderdale, FL that’s reliable and priced right?

Fulton Agency works with top auto insurance companies to help you compare quotes, understand your options, and choose coverage that makes sense for how you drive. Our team works with you to customize a policy and ensure your protection on and off the road.

Compare Car Insurance Quotes in Fort Lauderdale, FL

Choosing the right policy doesn't have to be overwhelming. We help you compare car insurance quotes in Fort Lauderdale, FL from top carriers, taking your driving habits, budget, and vehicle into account. Whether you're switching providers or insuring a new car, we’ll help you find the right match.

As an independent agency, we work with multiple insurance companies so you can review options side by side. You’ll get competitive pricing on:

  • Minimum liability coverage required by Florida law
  • Full coverage for financed or leased vehicles
  • Comprehensive protection for weather damage, theft, and vandalism
  • Optional add-ons like roadside assistance and rental car reimbursement
A cheerful woman in a striped blouse and jeans drives her car with a smile, representing the peace of mind that comes from choosing an independent insurance agency in South Florida.A young man wearing a blue shirt and seatbelt drives his car on a clear day, showing how everyday drivers rely on the protection of an independent insurance agency in South Florida.

Want to save even more? Ask us about our home and auto insurance bundle options for convenience and potential discounts.

What’s Included

Auto Insurance Coverage Options

Our goal is to help you find the perfect balance of protection and value. Choose from:

A woman with a ponytail calls for help on her phone after a rear-end accident, with two damaged cars in the background, illustrating the fast claims support from an independent insurance agency in South Florida.

Liability Insurance

Covers bodily injury and property damage you cause to others

Two SUVs with severe collision damage are stopped on the road after an accident, emphasizing the importance of having accident coverage through an independent insurance agency in South Florida.

Collision Coverage

Helps repair or replace your vehicle after an accident

A masked thief in black gloves and a hoodie tries to break into a car, demonstrating the need for theft protection offered by an independent insurance agency in South Florida.

Comprehensive Coverage

Protects against theft, vandalism, severe weather, and other non-collision events

A man and a young woman inspect the damage to their cars after a collision, with smoke rising from the vehicles, showing the value of claims assistance from an independent insurance agency in South Florida.

Uninsured/Underinsured Motorist

Covers you if you're hit by a driver without enough insurance

A paramedic in gloves assists an injured man in the driver's seat after a crash, highlighting the emergency support offered by an independent insurance agency in South Florida during medical situations.

Personal Injury Protection (PIP)

Required in Florida, this covers your medical expenses and lost wages—regardless of who's at fault

Why Work With Us

Why Choose Fulton Agency for Auto Insurance

We Shop Around for You

As an independent agency, we compare rates from Progressive, Geico, Travelers, and more—so you get the best deal without the guesswork.

Real Help When You Need It

You work directly with licensed agents, not a call center. Our team helps customers throughout Fort Lauderdale understand their policy, update coverage, and get answers when questions come up.

Coverage That Fits the Area

We understand the unique traffic, weather risks, and local requirements in Fort Lauderdale, so we recommend coverage that makes sense for where and how you drive.

Frequently asked questions

Auto Insurance FAQs

Do I have to carry auto insurance in Florida?

Yes. Florida requires all drivers to carry minimum levels of coverage.

What is the cheapest car insurance in Fort Lauderdale?

There's no one-size-fits-all answer, but many drivers find cheap car insurance in Fort Lauderdale by bundling policies, raising deductibles, or qualifying for discounts (like for safe drivers or seniors). Our local agents will help you compare quotes from multiple companies to help you find a policy that balances coverage and cost.

Can I bundle auto with home or flood insurance?

Absolutely. Bundling often leads to lower premiums and easier management. Learn more about bundling your insurance.

What is the best car insurance for seniors in Florida?

The best policy depends on individual needs, but many insurers offer senior discounts and low-mileage options ideal for retirees.

Is there any insurance that doesn’t require a down payment?

Yes, some carriers offer no-down-payment options or flexible monthly billing. We’ll help you find the one that works for you.

What if I drive for Uber or Lyft?

We'll help you add the right endorsements so your rideshare work is fully covered.

Drive with Confidence

Protect yourself from the unexpected with a personalized auto insurance policy that fits your life and your budget.

A cheerful woman in a striped blouse and jeans drives her car with a smile, representing the peace of mind that comes from choosing an independent insurance agency in South Florida.