A professional man in a suit confidently grips the steering wheel of his modern vehicle, representing the business-class service and expert support available from an independent insurance agency in South Florida.
Services

Auto Insurance in Boca Raton, FL

Looking for auto insurance in Boca Raton, FL that fits your budget and lifestyle? At Fulton Agency, we help you compare coverage options from top car insurance agencies and choose a plan that works for you. Our local team provides honest guidance and makes the process simple from start to finish.

Compare Auto Insurance Quotes in Boca Raton, FL

Shopping for the right coverage doesn't need to be complicated. We compare the best auto insurance quotes in Boca Raton, FL from multiple carriers so you can find the right match for your situation. Whether you're insuring a new car or reviewing an existing policy, our agents help you make sense of your options.

You’ll get competitive pricing on:

  • Minimum liability coverage required by Florida law
  • Full coverage for financed or leased vehicles
  • Comprehensive protection for weather damage, theft, and vandalism
  • Optional add-ons like roadside assistance and rental car reimbursement
A cheerful woman in a striped blouse and jeans drives her car with a smile, representing the peace of mind that comes from choosing an independent insurance agency in South Florida.A young man wearing a blue shirt and seatbelt drives his car on a clear day, showing how everyday drivers rely on the protection of an independent insurance agency in South Florida.

Want to save even more? Ask us about our home and auto bundle options.

What’s Included

Auto Insurance Coverage Options

Our goal is to help you find the perfect balance of protection and value. Choose from:

A woman with a ponytail calls for help on her phone after a rear-end accident, with two damaged cars in the background, illustrating the fast claims support from an independent insurance agency in South Florida.

Liability Insurance

Covers bodily injury and property damage you cause to others

Two SUVs with severe collision damage are stopped on the road after an accident, emphasizing the importance of having accident coverage through an independent insurance agency in South Florida.

Collision Coverage

Helps repair or replace your vehicle after an accident

A masked thief in black gloves and a hoodie tries to break into a car, demonstrating the need for theft protection offered by an independent insurance agency in South Florida.

Comprehensive Coverage

Protects against theft, vandalism, severe weather, and other non-collision events

A man and a young woman inspect the damage to their cars after a collision, with smoke rising from the vehicles, showing the value of claims assistance from an independent insurance agency in South Florida.

Uninsured/Underinsured Motorist

Covers you if you're hit by a driver without enough insurance

A paramedic in gloves assists an injured man in the driver's seat after a crash, highlighting the emergency support offered by an independent insurance agency in South Florida during medical situations.

Personal Injury Protection (PIP)

Required in Florida, this covers your medical expenses and lost wages—regardless of who's at fault

Why Work With Us

Why Choose Fulton Agency for Auto Insurance

We Shop Around for You

As an independent agency, we compare rates from Progressive, Geico, Travelers, and more—so you get the best deal without the guesswork.

Real Help When You Need It

You work directly with licensed agents, not a call center. Our team helps residents in Boca Raton understand their policy, update coverage, and get answers when questions come up.

Local Knowledge That Saves You Money

We know Boca Raton's local requirements and common risks. That allows us to recommend policies with coverage that actually makes sense.

Frequently asked questions

Auto Insurance FAQs

Do I have to carry auto insurance in Florida?

Yes. Florida requires all drivers to carry minimum levels of coverage.

Where can I find the best auto insurance in Boca Raton, FL?

The best auto insurance depends on your vehicle, driving history, and budget. Working with an independent agency like us allows you to compare options and choose the right plan for your needs.

How can I lower my car insurance in Florida?

While pricing depends on your situation, many drivers seeking cheap auto insurance in Boca Raton, FL can save by bundling, increasing their deductible, or qualifying for discounts (like for safe drivers or seniors). We can help you explore those paths.

Can I bundle auto with home or flood insurance?

Absolutely. Bundling often leads to lower premiums and easier management. Learn more about bundling your insurance.

What is the best car insurance for seniors in Florida?

The best policy depends on individual needs, but many insurers offer senior discounts and low-mileage options ideal for retirees.

Is there any insurance that doesn’t require a down payment?

Yes, some carriers offer no-down-payment options or flexible monthly billing. We’ll help you find the one that works for you.

What if I drive for Uber or Lyft?

We'll help you add the right endorsements so your rideshare work is fully covered.

Drive with Confidence

Protect yourself from the unexpected with a personalized auto insurance policy that fits your life and your budget.

A cheerful woman in a striped blouse and jeans drives her car with a smile, representing the peace of mind that comes from choosing an independent insurance agency in South Florida.