Insurance Made Simple for South Florida

At Fulton Agency, we help individuals, families, and small business owners get the right coverage at the best price. From auto insurance in Deerfield Beach to home and business coverage in Boca Raton, we shop top carriers so you don’t have to.

Happy family with young daughter unpacking boxes in new home, protected by independent insurance agency in South Florida.
Our Carrier Partners

Insurance Carriers We Work With

We partner with the most trusted names in insurance so you get dependable coverage at the best price.

Logo of Progressive.
Logo of Geico.
Logo of Tower Hill Insurance.
Logo of Citizens.
Logo of Universal Property.
Logo of Nationwide.
Logo of Travelers
Windward insurance logo
wright flood logo

+ Many More Trusted Carriers

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About Us

Your Local Insurance Experts Since 1970

Fulton Agency is a local and independent insurance agency with deep roots in the South Florida community. For over 50 years, we’ve helped people protect what matters most—cars, homes, businesses, and livelihoods—with coverage that’s personal, not cookie-cutter.

Whether you’re a first-time homeowner or a growing business, we’ll walk you through your options, answer every question, and help you feel confident about your coverage. It’s not just about policies. It’s about people.

services

What We Cover

Cheerful family with dog looking out car window at the beach, insured by independent insurance agency in South Florida.

Auto Insurance

Affordable car insurance for everyday drivers

A young family stands happily outside their house, with coverage from an independent insurance agency in South Florida.

Homeowners Insurance

Reliable home protection you can count on

A modern living room is flooded with water, illustrating how flood protection by an independent insurance agency  is important.

Flood Insurance

Be prepared before the storm hits

A fleet of white commercial vans parked at a business location, representing commercial vehicle insurance provided by an independent insurance agency in South Florida.

Commercial Auto Insurance

Cover your fleet or work vehicles

Luxury yachts docked in a clear South Florida marina with waterfront homes, highlighting coverage options from an independent insurance agency in South Florida.

General Liability

Safeguard your business from legal claims

Tall city office buildings reach into the sky, highlighting commercial property coverage from an independent insurance agency in South Florida.

Commercial Property Insurance

Insure your building, gear, and equipment

An insurance agent with a friendly smile shakes hands with a client in a bright office, representing the trust in the service provided by an independent insurance agency in South Florida.

Workers Compensation

Protect your employees and stay compliant

Why Choose Us

Why South Florida Trusts Fulton Agency

Over 30 years of experience in insurance

We partner with Progressive, Geico, Tower Hill, Citizens, Universal, Nationwide, Travelers, and many others—so we can always find the right fit for your needs.

We Know Florida

With over 50 years of experience and a home base in East Broward County, we know the local market, weather risks, and coverage needs.

Real Help, Real People

You won’t talk to a robot. You’ll get friendly, knowledgeable help from a real local agent—many of whom speak both English and Spanish.

We Make Insurance Easy

From quotes to claims, we handle everything—so you can relax knowing we’ve got your back.

A South Floridai skyline and oceanfront are seen from above, protected by an independent insurance.
Testimonials

What Our Clients Say

risa himaras
Risa Himaras
Joaquin has done great by us with our insurance.  We have since recommended him to several others who wound up going with him. He responds to calls promptly.
Photo of a client who gave a review.
Jason Fromm
Joaquin from Fulton Agency is THE best insurance agent in South Florida, maybe the entire country! He spent time to help me understand my different options and answered all my questions. His knowledge of the insurance carriers in Florida is unmatched and I highly recommend working with this agency!
nancy c
Nancy C.
I have been with the Fulton Agency for over eight years. My experience with them has been excellent. I received personalized attention to my ever changing insurance needs. The professional staff and attention to detail makes them steps above any other agency I have dealt with. I highly..
james portis
James Portis
The Fulton Agency has handled all of our business insurance needs for the past ten years. Carol Wiggins an agent with the firm came highly recommended from a business associate. I must say that she has consistently exceeded all expectations. Carol is not just knowledgeable of the industry, she takes time to understand our needs and clearly explains what works best.I would certainly recommend The Fulton Agency.Gateway Communications
roger haigney
Roger Haigney
Carol is amazing. They're responsive and truly have their clients' best interests at heart. Great communicators and work with you every step of the way.
james lewis
James Lewis
This is the best insurance agent I work with my experience with them has been excellent and by changing insurance. Was a walk in the park the person attendant to needs was very  professional and special thanks to mrs. Marcia McLean.
samira bordin
Samira Bordin
This is the best insurance agency I worked so far. They are very responsive, work great with email (which is key for me) and provide excellence service. Highly recommended !
christopher ryan
Christopher Ryan
I've had my auto insurance and homeowner's insurance with the Fulton Agency since 1999 and 2012, respectively.  Over the past 18 years, I've had nothing but great service from them.
Locations

We proudly serve communities across South Florida

with friendly, expert insurance support. Click your city below to see what we offer in your area.

Local
agents.
Local knowledge.
Real results.

Deerfield Beach Insurance Services

Boca Raton Insurance Services

Fort Lauderdale Insurance Services

Coral Springs Insurance Services

Pompano Beach Insurance Services

faq

Frequently Asked Questions

how long is my quote valid?

Most quotes are valid for 30 days, but call us to confirm—some carriers vary.

Can I pay my insurance monthly?

Yes. Many of our carriers offer flexible payment plans including automatic debit.

What’s the benefit of bundling home and auto insurance?

Bundling often gives you discounts and simplifies your policies.

Do I need flood insurance in Florida?

Yes—even if you’re not in a high-risk zone. Most home policies don’t cover flood damage.

What does workers comp insurance cover?

It helps pay medical bills and lost wages if your employee is injured on the job.

Can you help me compare rates from different carriers?

Absolutely. We shop top companies for you to find the best price and coverage.

Let’s Get You Covered

Insurance doesn’t have to be confusing. With Fulton Agency, it’s personal, simple, and tailored to you.

Professional couple meeting with advisor, discussing policies at an independent insurance agency in South Florida.