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Motorcycle Insurance Quote Form

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Motorcycle Insurance Information

Florida Motorcycle Insurance

Millions of people drive across Florida roads each day. With so many people on the move, mishaps are bound to happen. If your motorcycle is involved in one of these incidents, motorcycle insurance can provide you with the financial protection you need to help cover repairs and medical bills.

Fulton Insurance Agency is proud to offer Floridians quality motorcycle insurance coverage at affordable prices. As an independent agency, we can offer a variety of coverage options to meet your specific needs. We also offer specialty programs, including the teen driving program through MAPFRE Insurance, that can help you save even more on your premium.

What Is Motorcycle Insurance?

Motorcycle insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.


Motorcycle insurance provides property, liability, and medical coverage:

  • Property coverage pays for damage to or theft of your motorcycle.

  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

  • Medical coverage pays for the cost of treating injuries, rehabilitation, and sometimes lost wages and funeral expenses.

A motorcycle insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a motorcycle, your lender may also have requirements.

Why Do You Need Motorcycle Insurance?

It's really all about protecting yourself financially.

  • If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.

  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.

  • If you or your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.

  • Not only is having insurance a prudent financial decision, but many states also require you to have at least some coverage.

Questions To Ask Your Agent

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)

  • What is the insurance company's level of service and ability to pay claims?

  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)

  • What's the procedure for filing and settling a claim? (Ask whom to call and what happens after you file a claim.)

Important Notice
Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

Per the terms of our online privacy policy, we will not resell your information to any third-party.

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