MONDAY, APRIL 17, 2017
Traveling comes with its fair share of risk. For that reason, you need to make sure you protect yourself. Your physical safety is very important during travel, as you are outside of your normal environment.
You should consider travel insurance before embarking on a trip. If you're traveling for a long period of time, traveling internationally, or traveling as part of a coordinated group, travel insurance is especially pertinent.
Travel policies can protect your health, belongings and other assets while you travel. They can also help you recoup any losses related to travel interruptions. These may include some cases of lost luggage, cancelled flights and medical emergencies. That way, you won't lose money because of unfortunate circumstances.
However, travel insurance is most useful if you have proper documentation on hand. The proper travel documents help keep you protected while away from home.
Keep the following documents close while you travel:
Also, be cautious about money when traveling. Depending on where you go, your risk for monetary theft increases. If traveling abroad, only carry credit cards that work overseas and have theft protection.
- Travel Insurance Verification: Print your policy and keep it close by, such as in a carry-on bag or pocketbook. That way, you can have quick access to the policy.
- Photo Identification: Always have your photo ID on your person. A form of photo ID will help you verify your identity in the event of any problems.
- Passports: Passports serve as photo ID. However, they also are a valuable asset when traveling abroad. They verify your citizenship and your permission to be in the country you are visiting. If there are any problems while you are abroad, your passport is often your lifeline.
- Social Security Information: You should have memorized your social security number long ago. Some people keep their Social Security Cards in their wallets. Social security numbers are unique identifiers that help prove your identity. They also can help you with medical problems while you travel.
- Health Insurance Information: Keep a copy of your insurance cards in your wallet. If you need to seek care during your trip, your card will help medical providers verify any care claims. Remember, your health insurance plan might not cover you while you are travelling internationally. Consider a travel insurance policy that allows some form of medical coverage.
- Medical Details: If you experience an emergency medical event, doctors will need to know your medical history. Some people wear medical alert bracelets or carry cards in their wallets that notify emergency medical services of any pre-existing conditions. Emergency services often know to look for this information to make diagnoses.
It is often a good idea to carry cash while you travel. However, don't carry excessive amounts of cash. This may increase your risk of robbery. It is also usually a good idea to keep the contact information for your bank nearby.
Keep your identifying information close when you travel. Thieves often like to prey on travelers for identity and monetary information. Make sure you know where your important information is at all times.
Fulton Agency, Inc. can help you protect your personal risks. Give us a call at (954) 752-8610 to learn more about our Fort Lauderdale travel insurance options.
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