Boat in the TropicsBoating can be a lot of fun when everything goes right, but it's not uncommon for boats to break down. This might happen right next to the dock or miles and miles out into the water. If an incident does occur, whether it is an equipment breakdown or an accident, you'll need a tow. But towing can cost an arm and a leg.

Don't despair. There are ways to ease the financial burden boat towing might bring. With the right type of boat insurance in place, you (and your wallet) could have the protection you need.

What Does Your Boat Insurance Cover?

It's important to note that boat insurance can be as comprehensive as you want it to be. A variety of coverage options exist, each one customized to meet the specific needs of your boat and the way you use it.

Most standard boat insurance plans do not provide towing as an outright service (some policies may offer it as a part of your collision insurance). However, most insurers offer on-water towing service. This type of insurance product compliments your existing plan and serves as a rider for it.

On-water towing can help you when you get stuck out in the open water. It can assist with towing costs as well as fuel delivery, jump starts and most types of soft un-groundings.

Another factor to consider is roadside assistance. This, too, is often an option for boat owners but is not always a component provided in a basic boat insurance plan. Roadside assistance can help to cover the cost of having a professional tow your boat (and any trailer it is on) for repairs after a covered incident on dry land.

Get Started

If you have not updated your boat insurance in some time, now is the right time to do so. You'll find boat insurance is affordable and adding riders for towing does not have to cost a great deal of extra. You should take steps to make sure your boat is safe and well protected from most risks you face.

Ensure your protection. Call Fulton Agency, Inc. at (954) 752-8610 for a free Florida boat insurance quote.
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