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When you remodel, there's a chance you may see a change in your home insurance rates. If and how much they change will depend on what type of work you're doing. What Determines Home Insurance Rates When it comes to remodeling and figuring out how your home insurance rates might change, two factors come into play. READ MORE >>

Generally speaking, if you're not at the controls of a vehicle, insurance is not a legal requirement. When driving a car, you are required to carry auto liability insurance in order to cover any injuries or damages for which you may be held responsible in an accident. READ MORE >>

Of all the hazards that can befall a car owner, one of the most surprising may be wrongful repossession. That is, a repossession made in error on the part of the party taking possession. This can take place through misfiled paperwork, bad information or simple human error. READ MORE >>

There may be times when you need to leave your home unoccupied for weeks at a time. If you don't plan ahead, this can affect your home insurance. You may find that even if you've been paying your home insurance premium every month, you won't be covered should something go wrong. READ MORE >>

Many business owners mistakenly think that their personal auto insurance will cover them if they get into an accident while driving for work. In fact, anytime that driving is necessary for your business, you likely must have a commercial auto insurance plan in place. READ MORE >>

There's something cool about a vehicle with a spoiler on the back of it. On the other hand, you may want a chrome bumper — something that really stands out. These are vehicle customizations. When it comes to your car insurance, it's important to let your agent know about them. READ MORE >>

Imagine that a fire tears through your home one night. Your family is safe, but you are now facing the inability to live in your home. There's fire damage, but also damage from smoke and water. The fire department tells you the home is uninhabitable at this point. What do you do? READ MORE >>

Many types of workers compensation insurance claims are related to short-term injuries. The worker is back on the job in a few weeks. Other times, the problems are more intense. They may result in months off of work. Sometimes, the worker has a long-term injury to recoup from. READ MORE >>

When you buy auto insurance, you add protection to your vehicle. Since your car purchase is one of the largest investments you might make, you'll want to minimize any financial loss you suffer from an accident. Yet, many people look for the lowest-priced policy they can find. Saving money is a good thing. READ MORE >>

Every kid loves the thought of having a big outdoor playset, swing set, or even a tree house. Many parents want to give these items to kids. They can fuel imagination and stimulate physical health. Yet, they also come with risks. These risks apply to your kids and your children's friends who use them. READ MORE >>

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