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Liability insurance can protect you against the unexpected harm you might cause others. Therefore, it often doesn't cover acts committed on purpose. If you run a business, you have to avoid deliberate harm, for obvious reasons. What is liability insurance's exclusions for intentional acts? READ MORE >>

Tracking teen drivers is always essential. Many parents worry about handing their teen car keys. Can you trust them to make the right decisions? What will they do with this type of freedom? In some cases, you also need to protect your assets. This includes your vehicle. Some parents want to let technology help do this. READ MORE >>

When obtaining home insurance, provide detailed information to your insurance agent. You need to be sure the policy you purchase properly represents your home. Small mistakes can lead to big problems later on. At the end of the day, you must make sure your policy reflects the unique property. READ MORE >>

Long Term Care Insurance is an insurance policy specifically designed to pay you in the event you are incapacitated from a medical issue, accident, disease or old age. Most of us know someone that has experienced this or had a family member experience this situation. Who will care for you if you are unable to care for yourself? READ MORE >>

A smart driving assistant is a type of application that can help you with your driving habits. Several companies offer these tools. The goal is to provide you with information while on the road. These are not autonomous tools. That is, they do not operate the vehicle. Rather, they provide you with ways to stay safe on the road. READ MORE >>

Smoke can be a costly problem at properties. The source of it can range widely. It may stem from internal equipment. A fire can create significant smoke damage to a building. Most of the time, this is damage requiring repair. You should not operate in a space with significant smoke damage. READ MORE >>

A refrigerated box truck has a big job. It must transport items sensitive to temperature from one place to the next. Plenty of problems can arise in this process. If your business owns and uses these trucks, having commercial auto insurance is necessary. It helps you protect your investment. READ MORE >>

There may not be anything worse than placing the car seat in a car. They tend to be difficult to secure. Yet, you know how important they are for your child’s safety. Many parents recognize the benefits of a rear-facing seat right away. And, most recommendations are for children to remain in this position as long as possible. READ MORE >>

Some auto insurance companies provide married people with discounts on their insurance policies. Why does this matter? It is always important to understand that car insurance companies focus on risk. When determining how much a person should pay for their coverage, they base this on how much risk is present. READ MORE >>

Are you planning to build a garage onto your home? You may be thinking about the differences in an attached and detached garage. It may be a good idea to speak to your home insurance agent about the difference. Various factors impact the cost related to each type of garage. You should know what to expect before you invest here. READ MORE >>

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